Copyright © 2011 Garner and Associates - Phone Number:  (717) 582-9080 - Fax Number: (717) 582-8819

With over 30 years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.
 

 

 

We're the leader in this area providing appraisals for:

Primary and Secondary Mortgages Mortgage Refinancing Employee Relocation Private Mortgage Insurance Removal Estate Planning Divorce Settlement

Our investment in training and technology has helped our customers greatly reduce their workload. By offering online appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we're able to eliminate the run around and phone tag hassles associated with this process saving us both money.

We keep our rates competitive with anybody in the industry by offering:

Short Turn-Around Times Highest Quality Appraisal Reports Online Status Reports Electronic Ordering and Delivery Competitive Pricing

Through our Web Site, ordering an appraisal is just a click away. Or spend a little time to find out a bit more about the appraisal business. The more you know, the better decision you can make.

 

We look forward to working with you!

 

We're FHA Approved

 

Our company is on the FHA Roster of approved residential appraisers. We're qualified and approved to do appraisals for FHA insured loans. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you're in need of an appraisal for an FHA loan, please contact us and we'll be able to help you right away.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans. Remember, the FHA is different from the VA appraiser panel in that the lender can choose the appraiser.

FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.